Fundamentals of Risk Management To a safe, secure and sustainable future Fifth Edition Fundamentals of Risk Management Understanding, evaluating and implementing effective risk management Paul Hopkin Publisher’s note Every possible effort has been made to ensure that the information contained in this book is accurate at the time of going to press, and the publishers and authors cannot accept responsibility for any errors or omissions, however caused. No responsibility for loss or damage occasioned to any person acting, or refraining from action, as a result of the material in this publication can be accepted by the editor, the publisher or any of the authors. First published in Great Britain and the United States in 2010 by Kogan Page Limited Fifth edition 2018 Apart from any fair dealing for the purposes of research or private study, or criticism or review, as permitted under the Copyright, Designs and Patents Act 1988, this publication may only be reproduced, stored or transmitted, in any form or by any means, with the prior permission in writing of the publishers, or in the case of reprographic reproduction in accordance with the terms and licences issued by the CLA. Enquiries concerning reproduction outside these terms should be sent to the publishers at the undermentioned addresses: 2nd Floor, 45 Gee Street London EC1V 3RS United Kingdom c/o Martin P Hill Consulting 122 W 27th St, 10th Floor New York, NY 10001 USA 4737/23 Ansari Road Daryaganj New Delhi 110002 India www.koganpage.com © The Institute of Risk Management, 2010, 2012, 2014, 2017, 2018 The right of The Institute of Risk Management to be identified as the author of this work has been asserted by them in accordance with the Copyright, Designs and Patents Act 1988. ISBN 978 0 7494 8307 4 E-ISBN 978 0 7494 8308 1 Typeset by Integra Software Services, Pondicherry Print production managed by Jellyfish Printed and bound by CPI Group (UK) Ltd, Croydon, CR0 4YY CONTENTS Cover Title Page Copyright Cont

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