The Financial IQ Guide The Financial IQ Guide The Essential Financial IQ Guide for Every Survivor Out There Who Wants to Be in Charge of Their Money Now and Improve Their Financial Lives! – 1 – The Financial IQ Guide – 2 – The Financial IQ Guide LEGAL NOTICE The Publisher has strived to be as accurate and complete as possible in the creation of this report, notwithstanding the fact that he does not warrant or represent at any time that the contents within are accurate due to the rapidly changing nature of the Internet. This book is an easy, common sense guide to awakening your Financial IQ and personal finance management. In practical advice books, like anything else in life, there are no guarantees of income made. Readers are cautioned to reply on their own judgment about their individual circumstances to act accordingly. This book is not intended for use as a source of legal, business, accounting or financial advice. All readers are advised to seek services of competent professionals in legal, business, accounting, and finance field. Any perceived slights of specific people or organizations are unintentional. This book is written in Arial and you are encouraged to print this book for reading convenience. The Financial IQ Guide Table of Contents Introduction 6 Part I : Awareness before Change What is Money? 8 What Are Your Choices? 11 Holistic Development 14 Wealth Defined 17 10 Reasons Why We Meet Financial Disasters 19 Part II : Change The 4 Levels of Competence 22 Change and All ‘C’s Defined 24 Invest in Yourself 28 Part III : Goal Setting and Realization The Importance of Leverage 30 Net Worth 32 Cash Flow 35 Quick Start Action Tips 39 – 3 –